Bank Midwest

Bank Midwest is a family-owned, FDIC-insured bank serving Sioux Falls, South Dakota and Harrisburg, South Dakota with personal banking, business banking, farm lending, home loan, insurance, and digital banking solutions. For more than 140 years, we’ve combined modern online and mobile banking with local decision-making and real U.S.-based customer support. Whether you need a checking account, farm loan, small business financing, insurance, or mortgage and lending services, our experienced bankers help you plan, grow, & bank with confidence. Our support team is available 24/7 and based entirely in the United States. Stop by a location or visit our website to connect with us and start banking. Member FDIC | Equal Housing Lender | NMLS #41927

Business Hours

  • 9 AM–4 PM
  • 9 AM–4 PM
  • 9 AM–4 PM
  • 9 AM–4 PM
  • 9 AM–4 PM
  • Closed
  • Closed

Personal Banking

Bank Midwest offers flexible personal banking services, including checking accounts, savings options, and mobile banking. With low fees and personalized advice, we make managing your finances easy. Whether you prefer in-person or digital banking, we provide the tools to help you succeed.

Personal Loans

Bank Midwest’s personal loans provide competitive rates and flexible terms for debt consolidation, home improvements, and unexpected expenses. Our simple application process and local decision-making ensure quick, reliable service. Get the financial support you need, with clear terms and trusted advice.

Personal Insurance

Protect your family and assets with Bank Midwest’s comprehensive insurance offerings. We provide life, auto, home, and health coverage tailored to your needs. Our experienced team helps you find the right plan to ensure you’re covered, giving you peace of mind for the future.

Personal Trust & Estates

Bank Midwest’s Trust & Estate services ensure your wealth is protected and passed down as you wish. Our experts help with estate planning, asset management, and creating a trust to secure your legacy. With us, your future and family’s financial security are in good hands.

Business Banking

Bank Midwest provides businesses with essential banking services including checking, savings, and cash management tools. We offer personalized support, fast decision-making, and convenient digital tools to help you run your business smoothly and efficiently. Let us help your business thrive.

Business Loans

Bank Midwest offers flexible business loans for growth, equipment purchases, and working capital needs. Our local lenders provide quick, reliable decisions and competitive rates, making it easier for your business to get the financing it needs to succeed. Apply today for personalized business financing.

Business Insurance

Protect your business with Bank Midwest’s comprehensive business insurance options. From property to liability coverage, we help safeguard your operations with tailored solutions. Our expert team ensures you have the right coverage, giving you confidence to focus on growing your business.

Business Investments

Grow your business’s wealth with Bank Midwest’s investment solutions. Our experts provide strategies for business growth, from retirement plans to asset management. With personalized advice and a focus on long-term success, we help your business make the most of its financial opportunities.

Farm Loans

Bank Midwest’s Farm Loans provide flexible financing options for equipment, land, and working capital. Our local lenders understand farming cycles and offer quick, reliable loan decisions with competitive rates. Get the financial support you need to grow your farm, with terms that work for you.

Social Profiles

People Love Bank Midwest

By far the best banking experience I’ve had! From the website, to the mobile app or even the bank location in town! I had some incorrect charges from Apple which ended up being resolved, but I had to deactivate my card and instead of waiting forever to get a new one in the mail I was able to pick up a new one at the bank the next day! Every thing I’ve needed they have been so friendly and quick and always seem to have a surprisingly simple solution for me, which is such a contrast with the experiences I have had with several other banks!

Amanda King

By far the best banking experience I’ve had! From the website, to the mobile app or even the bank location in town! I had some incorrect charges from Apple which ended up being resolved, but I had to deactivate my card and instead of waiting forever to get a new one in the mail I was able to pick up a new one at the bank the next day! Every thing I’ve needed they have been so friendly and quick and always seem to have a surprisingly simple solution for me, which is such a contrast with the experiences I have had with several other banks!

bank location

Amanda King

By far the best banking experience I’ve had! From the website, to the mobile app or even the bank location in town! I had some incorrect charges from Apple which ended up being resolved, but I had to deactivate my card and instead of waiting forever to get a new one in the mail I was able to pick up a new one at the bank the next day! Every thing I’ve needed they have been so friendly and quick and always seem to have a surprisingly simple solution for me, which is such a contrast with the experiences I have had with several other banks!

bank location

Amanda King

By far the best banking experience I’ve had! From the website, to the mobile app or even the bank location in town! I had some incorrect charges from Apple which ended up being resolved, but I had to deactivate my card and instead of waiting forever to get a new one in the mail I was able to pick up a new one at the bank the next day! Every thing I’ve needed they have been so friendly and quick and always seem to have a surprisingly simple solution for me, which is such a contrast with the experiences I have had with several other banks!

bank location

Amanda King

By far the best banking experience I’ve had! From the website, to the mobile app or even the bank location in town! I had some incorrect charges from Apple which ended up being resolved, but I had to deactivate my card and instead of waiting forever to get a new one in the mail I was able to pick up a new one at the bank the next day! Every thing I’ve needed they have been so friendly and quick and always seem to have a surprisingly simple solution for me, which is such a contrast with the experiences I have had with several other banks!

bank location

Amanda King